OhioBWC - Employer: Employer Programs

OhioBWC - Employer: Employer Programs


Drug-Free Safety Program (DFSP)		Program Discount Compatibility
Replacing Drug-Free Workplace and Drug-Free EZ, this new program relies upon better integration of an employer’s drug-free efforts with its comprehensive workplace safety program. DFSP provides a long-term discount for an unlimited number of years of participation as well as in-and-out-of-the-program privileges to provide greater flexibility for employers.		This chart shows which discount programs are compatible e.g., you can participate in more than one of them at a time and stack (add) the discounts available for each one.
Deductible Program		10-Step Business Plan for Safety
Learn more about how you can earn an upfront premium discount by agreeing to pay a per claim deductible.		Employers who want to reduce workplace injuries and improve safety can benefit from this integrated safety plan. Note: Employers who want to participate in EM capping must complete this plan.
FlexPay		EM capping
Alternative method of paying your premium.		This cap on an individual employer's experience modifier (EM) minimizes the effects of a significant premium increase. It will equal 100 percent of the previous year's published EM whether it was an individual or group EM.
Drug-Free Workplace Program		Transitional work
BWC will phase out this program beginnning July 1, 2010. See Drug-Free Safety Program.		A transitional work program can keep your injured employees on the job and lower your workers’ compensation and human resources costs.
Drug-Free EZ Program		One Claim Program
BWC will phase out this program beginning July 1, 2010. See Drug-Free Safety Program.		Designed for employers recently removed from a group experience rating program. This program can earn them up to a 40-percent discount in premiums.
LSS options for state agencies		State construction contractors
View lump sum settlement options for eligible public employer state agencies.		View drug-free workplace program requirements for all state-administered construction contracts and construction sites.
Group-experience rating		Group-retrospective rating
Join a group within your industry to combine your experience and claims with other group members to receive a premium discount.		Join a group within their your industry, continue to pay individual premiums, and then receive retrospective premium adjustments based on the combined performance of the group.
$15,000 Medical-Only Program		Individual-retrospective rating
Learn more about how you can take ownership of the costs for your medical-only claims up to $15,000.		Individual employers can possibly earn a premium reduction by assuming a portion of the risk.