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Learn more about how you can earn an upfront premium discount by agreeing
to pay a per claim deductible.
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Employers who want to reduce workplace injuries and improve
safety can benefit from this integrated safety plan.
Note: Employers who want to participate in EM capping must complete
this plan.
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Alternative method of paying your premium.
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This cap on an individual employer's experience modifier (EM) minimizes the effects of
a significant premium increase. It will equal 100 percent of the previous year's published
EM whether it was an individual or group EM.
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A program that encourages employers to detect and deter substance
use and misuse, and take appropriate corrective action.
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A transitional work program can keep your injured employees on the job and lower
your workers’ compensation and human resources costs.
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A program specifically designed to help small employers (average of 25 or fewer employees) deter
and detect substance use and misuse, and take appropriate corrective action.
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Designed for employers recently removed from a group experience rating program. This
program can earn them up to a 40-percent discount in premiums.
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View lump sum settlement options for eligible public employer state agencies.
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View drug-free workplace program requirements for all state-administered
construction contracts and construction sites.
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Join a group within your industry to combine your experience and claims
with other group members to receive a premium discount.
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Join a group within their your industry, continue to pay individual premiums, and then receive retrospective
premium adjustments based on the combined performance of the group.
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Learn more about how you can take ownership of the costs for your medical-only claims
up to $15,000.
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Individual employers can possibly earn a premium reduction by assuming
a portion of the risk.
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