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OhioBWC - Employer:  Employer Programs




Deductible Program
 
10-Step Business Plan for Safety
Learn more about how you can earn an upfront premium discount by agreeing to pay a per claim deductible.   Employers who want to reduce workplace injuries and improve safety can benefit from this integrated safety plan.
Note: Employers who want to participate in EM capping must complete this plan.
FlexPay
 
Group-experience rating
Alternative method of paying your premium.

Join a group within your industry to combine experience and claims to receive a discount.
Drug-Free Workplace Program
Transitional work
A program that encourages employers to detect and deter substance use and misuse, and take appropriate corrective action. A transitional work program can keep your injured employees on the job and lower your workers’ compensation and human resources costs.


Drug-Free EZ Program
One Claim Program
A program specifically designed to help small employers (average of 25 or fewer employees) deter and detect substance use and misuse, and take appropriate corrective action.

Designed for employers recently removed from a group experience rating program. This program can earn them up to a 40-percent discount in premiums.
LSS options for state agencies
State construction contractors
View lump sum settlement options for eligible public employer state agencies. View drug-free workplace program requirements for all state-administered construction contracts and construction sites.
Individual-retrospective rating
Group-retrospective rating
Individual employers can possibly earn a premium reduction by assuming a portion of the risk. Join a group within your industry and receive premium adjustments based on the combined performance of the group.
$15,000 Medical-Only Program
 
Learn more about how you can take ownership of the costs for your medical-only claims up to $15,000.