Employer Programs


FlexPay program		Group rating
Alternative method of paying your premium.		Join a group within your industry.
Retrospective rating		Premium Discount Program +
Possibly earn a premium reduction by assuming a portion of the risk.		An incentive program designed to assist experience-rated employers establish a safer, more cost effective workplace.
Drug-Free Workplace Program		Transitional work
A program that encourages employers to detect and deter substance use and misuse, and take appropriate corrective action.		A transitional work program can keep your injured employees on the job and lower your workers’ compensation and human resources costs.
Drug-Free EZ Program		One claim program
A program specifically designed to help small employers (average of 25 or fewer employees) deter and detect substance use and misuse, and take appropriate corrective action.		Designed for employers recently removed from a group rating program. This program can earn them up to a 40-percent discount in premiums.
LSS options for state agencies		State construction contractors
View lump sum settlement options for eligible public employer state agencies.		View drug-free workplace program requirements for all state-administered construction contracts and construction sites.
Labor management cooperation		$15,000 Medical-Only Program
Designed for employers with unions or labor organizations, this program helps break down barriers to help both parties work together to develop a drug-free work place or transitional work program.