Who needs workers' compensation coverage?

Ohio law requires employers with one or more employees to obtain workers' compensation coverage or apply for the privilege of self-insurance for liabilities associated with work-related accidents or occupational diseases.

To learn more about coverage requirements click a specific employee type below:

• Employees of sole proprietors and partnerships;
• Independent contractor vs. employee;
• Domestic workers;
• Corporate officers;
• Volunteers performing emergency service duties.