OhioBWC - Basics: Employer Types and Available Coverage
Employer Types and Available Coverage
To do business in Ohio, an employer is required to be covered
through the state insurance fund or be granted the privilege of self-insurance.
State-Fund Employers State-fund employers primarily are either
public or private employers who pay premiums for workers' compensation coverage.
The premiums are placed in the state-fund. Two-thirds of Ohio's employers are
either public or private employers and are covered by the state insurance fund.
Private employers can be private businesses, sole proprietors,
partnerships, corporations, associations, limited liability companies or staff
leasing/professional employer organizations. To learn more about specific
private employer types click below:
Public Employers are governing units that provide service to the
public. The services provided are paid for by public monies collected from
levies on property and other services that the public taxing districts provide.